Honestly, pants are probably the least of this guy’s problems. Blood tears are bad, but…soul tears? What the crud? This does not sound like a good way to go. I don’t know how something like this happens to someone, but good grief.
Oh. It’s the Orzhov Syndicate. Welcome to Ravnica. Make sure you know who’s the counter party to your loans.
10,000 Reasons Why the MTG Multiverse is a Terrible Place to Live 